SCHOOLS ARE NOW BUYING SPECIAL INSURANCE POLICIES IN CASE THEY GET SHOT UP
The market for “active-assailant” insurance is alive and well, reports the Wall Street Journal, as more and more private schools, public schools, charters, and universities go on fiscal defense against the threat posed by fire-armed students — who cost districts a lot of money in counseling expenses, crisis management, extra security, and of course lawsuits. (“If you’re a risk manager for a school district, you have to look at it with the same eye that you might look at coverage for a tornado,” says a researcher at the University of South Carolina. “We live in a very litigious United States.”) The policies function as a type of gap insurance, covering expenses not typically included in general liability like funeral costs and death benefits, often up to $250,000 per victim. For smaller schools, premiums range from roughly $1,800 to $1 million, and for larger ones up to $20 million. Just last month, Ohio underwriter McGowan Program Administrators wrote over 60 policies, a representatives tells the WSJ. And of the 300 policies it’s written total, some have already been paid out. [Wall Street Journal; previously on Swamplot] Photo of Santa Fe High School, Santa Fe, Texas: Santa Fe ISD

“When we do not preserve our past, we are able to have a wide open future. A future with more efficient, ecologically congruent buildings. Buildings with modern HVAC, windows, flood control. Tearing down old cool looking buildings is just that. We lose cool looking buildings from another time. I personally live in a renovated old house, and before that lived in another cool-looking old house. I preserved each. I don’t think renovating/preserving has anything to do with the future of either location. So, while the Deco style is great and would be fantastic if someone saw the residual value, it’s not crucial to anything. The market has spoken. If they build an unappealing, out-of-touch new building — the buy side will also speak, and not reward the owner with their business. This is how the world should work. Forcing a property owner through regulation to appreciate the styling of yesteryear is anti-productive. I have a heart a for gray area on this when it comes to public buildings. Then it is owned by the public, and needs to be considered more broadly on how the tax-paying public feels about the continued use/retention of a historic or interesting-looking, dated building. Think City Hall.” [
The nonprofit looking to house unaccompanied children who crossed the border illegally in the
“The owners of Art Supply are moving to a new location. This is a successful store, and the owners have no intention of closing up and retiring. In addition, this building has been used as studios for artists for decades as well as a location for art classes. Their new location will also have art studios.” [
“I’ve noticed a trend in lower Fifth Ward to start building or planning to build in the path of the upcoming I-45 reroute,” writes a Swamplot reader. “Is there a chance that developers can make more money on their buyout if they have developed plans?” Developed or not, there’s certainly been some action along the right of way that TxDOT plans to crater for the new highway segment — like that
The new-ish owner that
“Really needed another burger option in that area. So within a couple minutes drive of each other there will now be The Burger Joint, Balls Out Burger, Hubcap, Bernie’s Burger Bus, Becks Prime, Christian’s Tailgate, Whataburger, Cedar Creek, and all the other fast food options.” [
“There was a blackout in my area, East End of Downtown, that night (July 23, 2018). We were without power for nearly 2 hours. Per a neighbor, CenterPoint relayed that over 900 homes were without power. There wasn’t a light on within visibility. Suddenly there was silence, except for my scream of ‘Nooooo!’ that apparently was heard all the way down the block. I called CenterPoint, whose automated message stated ‘A power outage has been reported in your area. The estimated time for repair is 11:45pm.’ Power was indeed restored at about that time, though can’t say that we enjoyed the heat through the wait.” [
A group connected to Houston developer Ancorian has snatched up nearly the entire block directly west of
“In the meantime, can someone please put a mural on that god-awful concrete wall on the parking garage behind it? It really ruins taking shots of downtown from that angle now.” [
328 units will crowd into the planned building according to a
Vegan food truck Ripe Cuisine is now well on its way to a brick-and-mortar spot in the soon-to-be redone Heights Waterworks utility turned retail complex on W. 20th St. According to a building permit filed yesterday, the owner is signing up for a 2,061-sq.-ft. renovation of one of the structures Braun Enterprises is leasing out. The map above from the developer — which began
Texas customers
“A fitting symbol of Space Age industry and finance” — that’s how highly one First Pasadena State Bank brochure spoke of the firm’s new 12-story headquarters on Southmore Ave. after its construction in 1962. (Other local institutions agreed: for a while, its likeness showed up on Pasadena school report cards,